Population growth outpaces housing supply, especially in Toronto and Calgary, setting strong long-term fundamentals for housing demand.
Mortgage rates are expected to drop to 4.25% by 2027, improving affordability and driving renewed buyer activity in key markets.
Contrarian investors should target entry-level homes and suburban areas, where prices have dropped 10–15% since 2022.
Government-funded supply plans in Ontario and B.C. aim to fast-track affordable housing and unlock market liquidity.
