Homeownership in Canada is slightly more affordable, but the pace of improvement is slowing.
RBC’s affordability index fell to 53.2%, down from a pandemic peak of 63.5%.
Most affordability gains came from markets where prices have softened, though costs remain elevated overall.
Some regions saw smaller improvements, while a few experienced affordability pressures increasing.
Future gains depend on household income growth and price corrections, as interest rates are expected to stay steady.
Canadian Tax Strategies for Real Estate Investors
Canadian real estate investors are using advanced tax planning to protect capital and improve after-tax returns as costs rise. Capital
