Rates are expected to stay relatively stable in 2026, with most forecasts placing 5-year fixed mortgages between 3.7% and 4.8%.
Gradual easing is possible through 2027–2030, as inflation moderates and the Bank of Canada maintains a neutral policy stance.
Fixed-rate mortgages will remain driven by bond yields, meaning geopolitical events, inflation, and government borrowing could keep rates volatile.
Sub-2% pandemic-era rates are unlikely to return, but a more predictable borrowing environment should gradually improve affordability by the decade's end
Check out this price reduced listing at 230 EDGEMONT Road Northwest Edmonton
Welcome to this bright and beautifully designed 3 storey townhome in the desirable community of Edgemont! The entry level offers
